Discharged Ch 7

LIKE SC says any help out there?

 

Believe me, it's in the system. Most bankruptcy courts have an automated phone system where you can check bk's by ss#, name or case #. The easiest way to find out would to call the automated phone for your district and find out.

 

======Did you make the call?

 

They may not be able to find your file. My chapter 7 is 9.5 years old, and they were unable to locate my files in the archives in MO. I failed to get written proof of this unlocatable/nonexistent file, so I will be doing that soon. I don't know how long the file would stay out of the system. In MO, I faxed the request form to them for a certified copy of my filing, and they called me within a week to tell me that they could not locate my file.

Good luck.

cariba

 

CAN'T FIND IT, they MUST remove it from ALL 3 credit reports, and have them mail you a letter saying they will have the "WRONG" information from your credit report(s) REMOVED...

 

George, unless I'm mistaken, the courts are not the ones that report this to the bureaus. I have been told that the bureaus have people check the court records and they report it. When you dispute it, they check the automated system. You must check the phone system for your case. Just because the hard file is not available does not mean there is no record of the case.

 

Ok...

I thought they needed MORE proof than a SS# and name match in a computer...

YOU OWE THE DEBT BECAUSE THE COMPUTER SAYS SO!!!!!!!!

 

Apparently not. That stupid bk 13 that I withdrew is listed on their system and becuase of that, TU will not delete it. The other 2 did.