just checked ce, my score dropped to 569 because my dh car loan (which shows multiple lates) came up on my credit report> I don't know what to do now..... even my lawsuit probably won't get rid of this. it is joint account.... it is credit acceptance corp.. (i know, but it was the best we could do at the time)
At some point you can dramatically insist that this loan was NOT a joint loan, irrespective of what the auto finance company says, and that you can prove it because it never appeared on your report until recently. Keep insisting, keep raising hell, and stick with it. Attempt to fold it into your lawsuit settlement -- what do you have to lose? Failing that, dispute it every few months forever. Doc
I agree 100% with Doc. You've gotta keep the faith and keep at it. I had several items deleted, only to reappear several times during the cours of my credit cleanup. Yea, it's a bummer, but stick with it. The last derog I had deleted, I had to dispute 6 times before it came off. Stick with it and you will succeed.
