Discover 6 mo's @ 0% extended to 9

Discussion in 'Credit Talk' started by Saar, May 17, 2002.

  1. Saar

    Saar Banned

    When your 6 mo's @ 0% are almost up, pay it off (or xfer out). Then call the BT dept. They'd be able to offer a 3-month extension for the 0% - all you'd have to do is BT back to Discover.

    BUT - to get the extension, you must xfer out before the cut-off date. This date is normally 1 month prior to the date your 0% adjusts to the regular purchase APR.


    Saar
     
  2. Dani

    Dani Well-Known Member

    Are they offering this to existing members? I just transferred $3500 at 1.9%, but if they're offering 0% I am calling back.

    Dani
     
  3. Alex_I

    Alex_I Well-Known Member

    I had Discover for 7 years.. They offered me 0.0% on my exsiting platinum account back in March. It was valid till August
     
  4. Saar

    Saar Banned

    Re: Discover 6 mo's @ 0% extended t

    Well, the rep said she can EXTEND the 0% rate, so I'm not sure if she can also initiate it.

    BT @ 1.9% is still an AMAZING deal :)


    Saar
     
  5. Saar

    Saar Banned

    Re: Discover 6 mo's @ 0% extended t

    Update:

    The extension only applies to BTs made at the time the extension is offered. To benefit the most, you have to have the account at $0 balance when you call, and not charge anything else once the BT is made until the extended rate expires.

    Anyway, I've paid them off. Then, I called to ask for the extension. They took my BT request and noted that it'll carry 0% APR till October.


    Saar
     

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