Their response was a waste of time. I sent them the 1st Nutcase letter. My goal was to have them totally remove the TL. The letter says and I quote " We have investigated your recent inquiry. Our records indicate that the above referenced account has been sold to Atlantic Credit & Finance". Your credit file will show a $0 balance with Discover Bank." My TL ALREADY shows a $0 with Discover, and Atlantic Credit and Finance do not appear on any of the 3 CRA's. My goal was to have Discover totally remove this tradeline that is reporting several 30, 60, 90 & 120 day lates. How do i proceed next? I'd appreciate any one's help.
It's Discover, not Providian, it doesn't look like there was an inquiry on my CR. Do you have any insight?
Ginger, Argue with em. Write back and say somethin like: "I don't care what you think you "investigated". It's wrong, fix it or I'll sue ya". Watch for that CA too. Could appear anytime. .
