Hey guys, would like to let u know that Finally after several years applying for Discover and being denied. I find out today i was approved for a Discover Plat with a 10 K limit and 0% until April 2006. I applied in the mail sending back one of those pre-approved application i get all the time. i also request on the app to transfer 5.5 K to another card and it was already done. I have heard bad things of Discover but that deal of 0% for like 15 moths is pretty good. I really do not remember how the go to rate is but i think is below 9.9%.
I did not get any call or verification process. just mailed out the application and i saw the new card on my reports today and also knew they already paid out the bal transfer i requested.
they pulled Equifax.. I am in FL. I have pretty good scores around 730 PGuard. dont know about real fico score.