Just wanted to tell everyone to call and do it over the phone! Online it said I could get a 9.9% BT for 12 months. I called, told them that my fixed rate on my Visa was 8.9% (true). She said, well, I can do 7.9% for 12 months. Also, take into consideration that I'm currently at the default rate (until next month) of 24.99% (I have a zero balance, though...) If you've been a better customer to them, they'd probably do better than 7.9%. I know that's a sucky balance transfer rate, but if it's all that's available to you...
5.9%? So, it does get better... I figured it would. If I could get 7.9% without the best internal history, then there must've been better... Thanks for the info... Next month, I'll be having my rate reduced, and trying to get a CLI and an upgrade to platinum from my titanium card. If not, a downgrade to the gold or classic! I want Cash Back!!!
Re: Re: Discover Balance Transfer BUT---They give "NEW" people one year at 0.00%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Re: Re: Discover Balance Transfer I doubt I could open a new account! That stinks... They should treat their existing customers better! Have you tried to sockdrawer the card with no balance to see if they offer you something better?
Re: Re: Re: Discover Balance Transfer I got a call yesterday from Discover offering 1.9% on balance transfers until Feb. 2004. I told them I had other cards at 0%, and they matched it, but since it was only until Feb. I didn't take it. This is an existing Discover account that I recently paid off a large balance on.
