I searched on this, but only found a thread that died last Nov. Discover has been playing with me on my BT rates, but they offered me 0% again for 6-months today. I would like to do the BT to max out my Discover (no current balance) for two reasons: 1. update "high credit" on Equifax 2. make them subsidize my savings account for 6months at 0% Out of principle, I want the $ as fast as possible. I can BT to an empty card and then request a check for my acct credit, but that seems to take weeks. Will it backfire on me if I give them the acct# to my debit card? Someone has to have tried this already. Anyone?
I have BT'D to my checking (MBNA)...(they suggest it)... I don't have a DEBIT (CHECKING CARD) so I can't try... SOMEBODY WAS GOING TO TRY...NO FINAL ANSWER... You might just try like $100 and see if you get a CASH ADVANCE...
