I have a question for Saar.. its about my 0% current offer on my Discover account. Current Balance 7,200 making payment next week of $200 - my norm. Credit Limit $9,500 have had account 2 years now. Saar said Discover extended the 0% offer several times. My offer expires in August..I would like to know the best way to make the request. Cherie
Cherie, I just did a simple site search using the keywords "Discover Saar" and came across several [hopefully helpful] threads. -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=31400 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=29722 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=39075 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=40130 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=39831 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=28878 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=32639 Doc
I phoned into Discover.. it went somthing like this. Me.. yes, my records show that my Balance Transfer offer will expire on August 10th. I was wondering if I could get an extention of my offer at this time. CSR ..Her... umm let me see.. if you were to have it available ( the extention ) it would have been so noted at the time of the transfer.... .... no, sorry mam.. You do not,. Me.. are you sure ? Her.. yes mam... I can offer you the ongoing rate of 9.9% Me.. no thank you all the offers I have currently are @ 0%.. so I am pretty sure I can do better than 9.9%. I guess I will begin the process of moving my 7K balance elsewhere. Her.. anything else I can help you with tonight.. Me.. No, I just needed to know about the rate. thank you good-bye Her.. good bye.. ******** so.. should I call back tomorrow and try again.. or get to calling some other creditors and filling out new offers? Cherie
Try again. What do you have to lose? Also, try calling later at night when it is not so busy - I believe you get friendlier reps then. Keep calling every so often and continue to ask the same thing - please extend my offer. Willis
Sort of a follow up.. having no success with getting my zero offer with Discover extended. I started looking through my credit card offers and credit card files. I came to Capital One.. hadn't heard anything from them in a while so gave them a call. To my surprise our account is now rated as a "best" customer. We qualified for a BT of 2.9% until paid.. no fee. I wasted no time giving the CSR the Discover account number. ~Cherie
Now that's a sweet deal. And think, I was happy with the 3.9 I got from Universal Card. Now, since you are moving your balance, call Discover and ask them for a better deal or else you will close the account. They probably will give you 0% on purchases and/or BT for 6-12 months. Congrats, Willis
