Discover gave me a credit limit increase on their own without me requesting it. I'm not complaining that the raised the limit , however, there is now a hard inquiry on my Equifax report. Does anyone have any experiences with this happening to them?
I have no experience on having Discover Card give me a credit limit increase, but they did hit hard inquiries on my credit report while I had a card with them. Unfortunatly, since you have an open account with them, they technically have PP to pull a hard any time they want. They won't likely pull a hard too often, and the effects of the hard shouldn't be too much if a human looks at your credit report (IE: You have an open account with Discover, they pull an inquiry, it doesn't look like you're trying to gain more credit for being a credit risk) Hate to say this to you, but I'd just shrug it off. ChrisB
