Just wondering what to expect - Pop applied for Discover and got an email saying he will have a decision in 4 weeks. They pull Experian around here and he has nothing in dispute with them and one lower dollar collection in "no status" status. Get excited or no?
If you have not received a DENIAL in the first 2 weeks...it PROBABLY is approved. Call 1-800-DISCOVE(R) after the first 7 days and ask about the STATIS.
Re: Re: Discover Card with a 764 EX?? Does that mean it takes about twice as long (4 weeks) to get approved as it does to get denied (2 weeks) George? Interesting, makes sense actually. ???
Re: Re: Re: Discover Card with a 764 EX?? Set up the card...print the card...mail the card...some people can get a card in one week...others have waited for over 4 weeks for a card...DEPENDS ON THE BANK!!!
Re: Re: Re: Discover Card with a 764 EX?? Discover has been fairly fast with my cards in the past - just anxious to know if he was approved is all!! He has not been able to get his own card before now.
Re: Re: Re: Discover Card with a 764 EX?? Dang!! They pulled his TU!! His worst report!! Yuck. Every time they have pulled for me it has been EX. !!!!!
Re: Re: Re: Discover Card with a 764 EX?? I called Discover yesterday to find out about adding my husband as a joint account holder; currently he is just an Authorized user. I asked what credit report they would pull. They said they would not pull a credit report because it would not be a credit decision. Same thing with my Chase MC. NOT the case with my HouseHold MC, they declined him as a Joint Account Holder a few months back. Discover and Chase are mailing us the paperwork to change his status on those two cards; I'm hoping this will help his scores. Currently he only has one credit card in his name, Capital One, with a limit of $300. Good Luck!
Re: Re: Re: Discover Card with a 764 EX?? Thats funny, because Discover pulled Pop's report before when I added him as an AU. I want him to have his very own card. Thanks for the idea!
