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Discover Card

Discussion in 'Credit Talk' started by Dani, Jul 3, 2001.

  1. Jul 3, 2001 #1
    Dani

    Dani Well-Known Member

    Hi! I was wondering if anybody has written a letter to Greenwood Trust and actually received a response back. If so, please let me know who you wrote to and the address please. I'm looking to increase my pathetic credit limit without a hard inquiry to my credit report. Thanks for your help.

    Dani
     
  3. Jul 3, 2001 #2
    MiamiBlues

    MiamiBlues Well-Known Member

    Dani,

    For results try contacting this gentleman:

    Mr. Brice Brown
    Executive Inquiry Specialist
    Cardmember Services
    Discover Financial Services
    PO Box 17019
    Wilmington, DE 19850-7019

    In my opinion, this guy is to Discover what Mr. Miller is to Capital One.

    Good Luck

    Manny
     
  4. Jul 3, 2001 #3
    Dani

    Dani Well-Known Member

    Thank you so much, Manny. I appreciate it.

    Dani
     
  5. Jul 3, 2001 #4
    GEORGE

    GEORGE Well-Known Member

    I'VE BEEN TRYING FOR FIVE YEARS TO GET A "NO INQUIRY" INCREASE...SAY EVERY TIME MUST DO "HARD" INQUIRY...

    SO I THREATENED TO CLOSE THE ACCOUNT...
     
  6. Jul 5, 2001 #5
    Dani

    Dani Well-Known Member

    George,

    By threatening to close the account did they give you an increase without pulling your credit report? Discover is a good company with great service reps, but their views on credit line increases needs much improvement.

    Dani
     
  7. Jul 5, 2001 #6
    GEORGE

    GEORGE Well-Known Member

    I told them that I would close the account if I didn't get a credit line increase with-out an inquiry...they gave me an increase of $1,500...a long way from $7,000...
    THAT'S $300/YEAR...I ASKED FOR CLOSER TO $1,400/YEAR!!!!!!!!

    INQUIRY? I WON'T KNOW UNTIL I SEE ALL MY CREDIT REPORTS...
     
  8. Jul 5, 2001 #7
    Dani

    Dani Well-Known Member

    George, thanks for responding. I wonder if anybody has actually gotten an increase from Discover without their credit report being pulled or threatening to cancel. I think I may apply for one of the Amex charges...maybe Plantium (ha!).

    Dani
     
  9. Jul 5, 2001 #8
    steve

    steve Well-Known Member

    I got a $2500 automatic increase a while ago on my Discover Platinum. My limit went from $5,000 to $7,500.
     
  10. Jul 5, 2001 #9
    Dani

    Dani Well-Known Member

    Steve,

    How long had you had the card before they gave you this? Did you keep a balance on the card or paid it off in full each month? Just curious on what I need to do. Thanks.

    Dani
     
  11. Jul 5, 2001 #10
    steve

    steve Well-Known Member

    Hi Dani, I think I had the card for about a year and a half before they gave me the increase. I paid the balance in full every month (including a large $2,500 purchase that I once made). The large purchase might have helped me in getting the increase.
     
  12. Jul 5, 2001 #11
    Dani

    Dani Well-Known Member

    Thank you, Steve for your response. I pay my balance off in full each month, too but I've only had the card for about a year. I will try a couple big purchases (with my big $1200 CL) and see what happens. Thanks again.

    Dani
     

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