Well, I know that they pulled TransUnion for me, and I live in Indiana. It seems, though, that people in NY have different reports pulled for different creditors. Hopefully someone who lives in NY can give you a definitive answer!
Your area zipcode is the factor for any creditor to pull your credit file from.I live in OHIO,and they pull a transunion report based on my zipcode.Atleast when i review my credit report it shows my newley opened accounts through this CRA.Each state is different.
Thanks David,every month I received pre-approved for Discover Platinum card since early this year but last week I got a pre-approved for Discover Private Issue .Its APR is fixed 11.99%.I have a car loan for three yrs with perfect payment history .It shows up my TU but not on the other CRA.I hope they pull TU.