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Discussion in 'Credit Talk' started by Dani, Sep 12, 2001.
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MY DISCOVERCARD IS IN THE SOCK DRAWER WITH MY WIFE'S NEXT CARD...
DISCOVERCARD is REFUSING to increase my credit limit with-out a credit report!!!
I STOPPED USING THE CARD TOTALLY...$900+/WEEK THEY ARE LOSING BECAUSE OF THEIR BEING "PIG-HEADED"!!!!!
MY ANNIVERSARY DATE WAS 07/27/2001...
I BOUGHT STUFF AND TOOK BACK SOME OTHER STUFF, SO MY 08/27/2001 BILL WAS $0.02...TOLD THEM BY E-MAIL THAT WAS MY $0.02 WORTH...MY YEAR-ENDING 07/27/2002 CASH BACK PURCHASES IS $0.02...
EVEN THOUGH THEY ARE REQUIRED TO BILL ME (BECAUSE I CHARGED) THEY REFUSE TO SEND ME A BILL...AND THEY ATE THE $0.02!!!!!
I WAS GOING TO SEND THEM A CHECK FOR $1.00...THEN ASK FOR A REFUND
...Adding 5+ years perfect payment history...one credit line increase in five years $1,500...
I am holding out for $5,500 more...
I'll tell you my opinion of how "screwed up" Discover's policies are - while still married, my wife, who had not worked in over 8 years as she was caring for the children, received a "pre approved" Discover card application - which she returned with no income noted on the application. A few weeks later she received a card with a $5,000.00 limit.
God bless Discover - I of course inherited the unpaid bill in the divorce.
I encountered the same thing. It IRKS me so much when they say, I can pull your credit report anytime. Feel like choking them when I hear that. Another bank that does that is MBNA and they also have the nerve to say, I can shut you down anytime. F****% A....Whoa, I needed to let that out. Bye and Good luck.
I agree. You have good credit history; no reason to retain an inferior card that has 2-cycle billing.
Especially one with an attitude!!!
I have this discover with a fixed rate of 16.99% and 2 cycle billing but i could also transfer it to a 15.99 Variable rate and we are talking $5,000 in balance..What would be best to do? I keep trying to get discover to lower there rate but they wont budge..,But yet they give a friend with less credit than i a 13.99% card..The only thing they did was upgrade my status to platinum but no apr decrease..In November my 1.9% intro runs out..
When your 1.9 ends, I would transfer to a different card.