Has anyone ever gotten a limit increase from Discover? And do they always do hard inquiries when you request one?
2+ YEARS AGO...(NO INQUIRY...BUT I DID IT AT THE SAME TIME AS A BT) I have tried a couple of time since and they bring up the "MUST PULL A CREDIT REPORT" SCAM!!! "Why do you do AR's all the time if you need to do a 'HARD' inquiry when I ask for a limit increase...WHAT CHANGED IN THE PAST FEW DAYS???" THEY CAN PULL...BUT THEY DON'T HAVE TOO!!! (NO LAW SAYING THEY MUST PULL)
I may call and say I want to transfer $500 - $1000 to them, and see if they'll match the BT with a CLI. I've been at $1200 since 2001...
Re: Re: Discover Limit Increase? No chance of $5000! The card doesn't have the best history. It's never been 30 days late, but my wife has paid late several times and been overlimit several times. She's an AU on the account, but was using it exclusively. She paid it off and said "here you go". So now, it's mine, and I'm trying to get the APR down from the default rate. I'll just be happy with the APR adjustment (should be after my next payment, but I only owe 41 cents!). If they will give me even a tiny increase, I'll be thrilled! Hell, I'd be happy with $100!
Re: Re: Re: Discover Limit Increase? THAT WOULD EXCEED MY LIMIT INCREASE SINCE 2001 BY EXACTLY $100!!!
