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Discussion in 'Credit Talk' started by Dani, Sep 6, 2001.
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Yeah, I had luck with Discover also.. I wrote a letter to Brice Brown (search on it..), and ended up getting my APR lowered from 18% to 9.9% fixed without an inquiry.
Congrats, jmart. I tried contacting Brice Brown about increasing my credit limit without an inquiry over two months ago. I have been never contacted, but I'm happy with my new interest rate, although it's only temporary.
THEN THERE IS GEORGE...
I SPEND >$900/WEEK AND DISCOVERCARD WOULD RATER LOSE THAT THAN HAVE TO INCREASE MY CREDIT LIMIT $5,500...ONLY GOT $1,500 OVER 5 YEARS.
I JUST STOPPED CHARGING ON THEIR CARD, AND THEY DON'T EVEN CARE!!!
MY INTEREST RATE IS 15.74% BUT I ALWAYS PAID IN FULL BECAUSE THE INTEREST WOULD "EAT" UP THE CASH BACK!!!!
SO IF THEY NEVER GIVE ME $5,500 INCREASE WITH-OUT A CREDIT REPORT, THE CARD WILL REMAIN UNUSED...
MY CASH BACK YEAR ENDING 07/27/2001 WAS $439.79
MY CASH BACK YEAR ENDING 07/27/2002 WILL BE $0.00...I HOPE THEY ENJOY THAT PULLING A CREDIT REPORT "LAW"...
...THEY NEVER RESPONDED TO MY PLANTFEEDBACK LETTER...