Discover Platinum Card

Discussion in 'Credit Talk' started by cariba, Jan 29, 2002.

  1. cariba

    cariba Well-Known Member

    Does anyone have this? Is it worth getting? They seem to have a pretty good balance transfer offer. I am thinking of applying for it.

    Thank you.

    cariba
     
  2. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Yes, I do. Just got it in the mail two days ago. I got it to take advantage of the BT offer, to help my ratios. Go for it. So far, I am pleased:)
     
  3. cariba

    cariba Well-Known Member

    Thanks Love. I tried doing a search to see if there was any negative info. on the board about the Discover Plat. I could not find anything.

    My ratios with Experian are screwed because my Citi card does not report on Experian.

    Thanks again!

    cariba
     
  4. steve

    steve Well-Known Member

    I've had this card for about 2 years now and I can say that the customer service is very good, the statements are mailed well in advance of the due date, and I think the minimum limit you get is $5,000. The only drawback with this card is the two cycle billing which they use to figure out how much interest will accrue on your account.

    BTW you will only get the full 1% cash back if you spend more than $3,000 in one year according to the new guidelines.
     
  5. cariba

    cariba Well-Known Member

    Thanks Steve.

    BTW, do they report to all 3 bureaus?

    cariba
     
  6. Ender

    Ender Well-Known Member

    When you guys applied, which CRA did they pull and what area do you live in?
     
  7. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    I live in GA and they checked EX.
     

Share This Page