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Discussion in 'Credit Talk' started by Shantel, Apr 3, 2001.
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I would go for it. The only reason they turned me down was my collection account on Equifax. And my score is 624.
Thanks Jill....I went ahead and applied....fingers crossed!
Make sure you pay the balance in full each month. Never carry a balance even once because their "two-cycle billing" practice will wipe out your grace period and almost double your finance charges. If you have to carry a balance, use another card!
I applied for Discover Platinium card in the begiining of last year and they approved me a Discover classic card.After ten months of account opening, I request credit increase and upgraded to Platinium. They approved it with $5000.
Thanks Ron for the input!
You're welcome. You can apply on-line and get approved instantly. Good luck.