Discover Platinum

Discussion in 'Credit Talk' started by Shantel, Apr 3, 2001.

  1. Shantel

    Shantel Well-Known Member

    Anyone have one? I applied back in October and was denied (pre-Junum). They pulled Equifax. Since, Junum has cleaned up my Equifax report. Should I try again now? If you have one, what type of FICO do they want you to have? I have NO negative on Equifax...not even a late pay. Score - 649.
  2. jzilla

    jzilla Well-Known Member

    I would go for it. The only reason they turned me down was my collection account on Equifax. And my score is 624.
  3. Shantel

    Shantel Well-Known Member

    Thanks Jill....I went ahead and applied....fingers crossed!
  4. Jason-AMEX

    Jason-AMEX Guest

    Make sure you pay the balance in full each month. Never carry a balance even once because their "two-cycle billing" practice will wipe out your grace period and almost double your finance charges. If you have to carry a balance, use another card!
  5. Ron

    Ron Well-Known Member

    I applied for Discover Platinium card in the begiining of last year and they approved me a Discover classic card.After ten months of account opening, I request credit increase and upgraded to Platinium. They approved it with $5000.
  6. Shantel

    Shantel Well-Known Member

    Thanks Ron for the input!
  7. Ron

    Ron Well-Known Member

    You're welcome. You can apply on-line and get approved instantly. Good luck.


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