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Discussion in 'Credit Talk' started by Bill B, Nov 6, 2001.
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Years ago when I worked for Equifax, there used to be a courtesy rule that if the remaining balance on an account was less than $10, the company would write it off, but it would not be reflected as a bad debt for the customer. With corporations being less than scrupulous, I think you need to verify with Discover that this will not reflect badly on your credit report.
There is nothing to worry about. I had a small chargeoff of .67 a couple months ago with Discover. They tagged on interest for the cash advance I took. Since I pay the balance in full each month, I guess it wasn't worth their time to send me a bill for $.67. This will not reflect on your credit report.
Thanx for the input
WHEN I WAS GETTING NO WHERE WITH DISCOVERCARD, I WANTED TO GIVE DISCOVERCARD MY $0.02...so I fixed it so I would owe $0.02...THEY HAD THE NERVE TO "SMALL BALANCE WRITE OFF"!!!
...AND THEY REFUSED TO SEND ME A STATEMENT (even though there was credits and charges)...VIOLATION OF SOME LAW???