I had one late payment in June 2001 and because of that they will not lower my APR from 19.99. I have PF them twice..called them 3 times and everything has been the same "wait a few more months and then we can help". I know where my income tax return is going. Sorry just had to vent...DISCOVER SUCKS!!! Nuff Said.
You got that right. My wife called for an increase (they have not given her one for almost 2 years) and asked not to pull CR (as we are applying for a mortgage). They did pull HARD and gave her $250 increase to $3450! LOL! Mor**s, ehh, not worth to talk about it. Goes to a sock drawer.
Update. I just got off the phone with Cap one and BT $1000 from Discover to Cap 1. The rest will be paid by the end of the month. They just lost money on me. I wasn't asking for 7.9 but come on...19.99!!!! Their loss. Nuff Said.
I'm almost to my $20 cashback award, and when I get it, I'm cancelling their card. Higher than average rate, pulling hards for increases when told NOT to, two cycle daily balance: You are right, they DO suck!