Just an FYI...be very careful when dealing with some CCCs if you do BTs through them. Finance charges are included under purchases...yep, higher interest rate. Although your BT is at a low 1.9, 3.9 or 5.9% your finance charges are charged at 12.9, 14.9 or 19.9 (whatever your purchase rate is). A 0% BT does not access any finance charges...so my point above is moot. Just a warning. Blood sucking credit card companies. Dani
