I got a response to my e-mail... NO AUTOMATIC INCREASE. MUST APPLY FOR INCREASE. CREDIT REPORT WILL BE PULLED. AFTER THAT RESPONSE, I AM GOING TO DEFINITELY TAKE BACK SOMETHING FOR $53.95 AND CREDIT DISCOVERCARD...THAT IS ALL I WILL OWE FOR MONTH ENDING 08/27/01 DUE TO DELAYED BILLING... I WILL KEEP IT IN THE SOCK DRAWER... What is amazing is they KNOW, I (we) spend +/- $900/week... Supposedly the $0 balance with $14,500 credit line will help my F.I.C.O.
George,I requested a 3000 CL boost over the phone a while back.They responded the next day with a 750 increase and put another hard one on my report.I'll never ask again.
I have my Discover card in my freezer. The balance is at $0. August 25 is my cash back bonus anniversary date. I'm going to wait until I receive my huge $17 check and cancel the card. It ain't worth it. Dani
My brother-in-law feels the same way. Just paid off his balance ($8500.00) and will leave the card untouched. Best regards, Sam
I FOUND SOME STUFF TO TAKE BACK TO THE STORE TO RETURN TOTALING $53.93... (I can easily re-buy it on another credit card). They will be billing me on my final bill for $0.02... JUST MY 2 CENTS WORTH!!!! When I pay the bill...I will make a mistake and pay $0.03...
Do they bill for under one dollar? Providian told me they do not as the balance rolls over to the next month.
I don't know...(I think they would have to bill me)... I have been billed with a credit balance... But always have had purchases on the bill...