I called to do another BT on DISCOVERCARD @ 5.90% but I said "I'M NOT PAYING A BT FEE OF $29.00!!!"... OK, I can give you 1.90% with a $29.00 BT fee... GO FIGURE!!!
I have till 09/26/02...if I did the math right...THEY "LOST" $125 with 4% lower rate so they could rip me off a $29.00 BT FEE?!?!?!?! ($7,500)
George, I just applied for the DiscoverCard 0% BT offer good for 6months thereafter 12.99 (yuk). They gave me the 30day wait for approval. I just hope they don't pull TWO credit reports like MBNA does. I hate filling these things out because things are not the norm for us. We have two homes and if I combine the amounts to put for mortgage payment ($5500) they reject me because it doesn't "match" one or the other on the report (it's BOTH idiots). This time I just entered the mortgage for the home we use as our primary residence. The other thing is my hubby makes lots of moola and my income is middlin. Total household is 5x's my salary alone. Another red flag it seems for the 'approval dept'. I had applied for them back in 1998 and they gave me a $300 CL (LOL!) I told them where to go and never activated it. Even though I never activated it they put it on my Credit Reports with a $2000 CL! They are weird. We'll see what they do this time. I hated to use the inquiry and if they pull EX which I expect I may get denied because Citi won't remove a hard inquiry they put on there for a CL increase in DEC + I have 3 from last summer (2Citi, 1ATT Univ) Keeping my fingers crossed that I don't get burned for a useless inquiry... Mist
