I've paid a $162.00 debt directly to Dish after they sent it to ER Solutions CA. I've eliminated paying the collection agency and paid the original creditor. What would be a good approach to knock this off the credit reports as I've only got a few to get rid of and then work on rebuilding...Thank you wise and enlightened folks out there....
Have you disputed with the CRA? What was the result? Have you sent a dv to the collection agency? What was the result? Plaudit
Dish Paid as OC I havent disputed with the CRA nor have I sent a DV th the CA....I have called Dish asking then to recall the account with the CA....going to call again to see if I might get better results this time...Thanks for the reply Plaudit, what would be your tactics to get this to disappear as it's hitting all three reports...?
Hello everyone, I obviously am new here as well,and have a similiar problem with a Columbia Gas account,which I have paid directly to Columbia Gas,but is still being reported(and verified,AFTER it was PAID!)by all 3 CRA's. Would like to know what my options may be..
update: Well I just got off the phone with Dish CSR... I told her that I paid in full and CA was reporting it as still owed and that I wanted a bill or statement showing zero balance. I told her that I was applying for a mortgage and the CR info was hurting my abiity to secure lower interest rates....she put me on hold a few times to confer with her supervisor....She wanted to know if I knew the name of the CA and their phone number. Get this, she said her supervisor was sending an email to ER Solutions to have them remove the listing...I told her that I would check back in a few days to confirm that this was done as she was also putting the same info on my account. She told me to call ER Solutions in a few days to check on the progress......Maybe some more success....I'll update further when I know more info....Any thoughts....?
Well the lying jackass at Dish, who could barely speak English by the way today tells me that I can not receive a statement which says I don't owe any debt. Also, that he can not make a phone call to the CA to ask them to pull it off CRs and to stop reporting it....might be time to dispute this as it's hitting all three CRAs, I want this off....DISH SUCKS By the way I now have Verizon Fiber optic tv, internet, and phone....MUCH MUCH BETTER!!!!!!!!!!!!!!!
Whoa update: I know that this might bring on some flames but I just called the CA, was told that all three CRAs were sent a letter on 10/8 and that it might take some time for them to change the reports, that it's in their hands now...We'll see where this goes now....Probably more lies....He said that the letter stated that I don't have any balance with DISH....I'll have to end up disputing with all three CRAs I think...Any input?....putting flame resistant turn out gear on...nomex hood and gloves too....LOL
Ask them for a copy of the letter. Dispute thru the CRAs, and if they "verify" the reported information they now said they would correct, they have "verified" erroneous CR information. Twist their arm. You may have to send them a summons. Dish settled with several state's AGs a few years ago regarding misrepresentations made by their sales agents and local reps of contract terms, and the resulting collection activities. If your state was one of those they settled with, they may be under a consent decree requiring proper handling and documenting of all disputes, to allow auditing of their compliance with the settlement terms. You might want to talk to your state AG's office. http://myfloridalegal.com/__8525622...5256D2E00698E8C?Open&Highlight=0,dish,network
Thanks for the info, I'm going to send disputes tomorrow with all three CRAs...I'll update as time goes on...
Some Movement on my Dish ---"Hey Ontrack" Okay now for some good news or light at the end of the tunnel. I just checked my 3 credit reports today and find out that Experion has deleted this tradeline.... Very Very Nice.......So now this account is only hitting on two reports. I received two letters, one from Dish stating that I have a zero balance as of 10/03/06 and another from the CA stating that this account has been paid. I disputed with both of the CRAs and I guess now would be a good time to send in these letters. Anyone have any other approaches which they would use.....?
More Info So I saw a little jump in my Experion Fako which I'm guessing occured because they dropped this negative listing. Hot dog, some success, boy folks this feels really good. So my credit union let me get a Visa secured with a $500.00 balance which doesn't report as secured and I obtained a passbook loan for $1000.00 which I'll pay off in a year or maybe a little early even. To top it off I just got added as an authorized user on a Visa which was opened in 2003 and has a $10.500.00 credit limit and only a $950.00 balance. Climb scores climb, climb, climb, climb, WHOOOO HOOOO.....
Okay now I see that it's fallen off Experion also along with Trans Union.....YYYYYYYYYYYYYYYYYYEEEEEEEEEEEEEEEEEESSSSSSSSSSSSSSSSS
Results.... I received a letter today from TU, stating item was deleted...WOOOO HOOO...!!! Thet actually removed another baddie which was also hitting on all three CRs. The repairs are done and now I'm proceeding with restoration, it's nice to have clean report finally....Very Nice...thanks to all for your help and advice....Not going anywhere though...
