Disney Bank One Visa

Discussion in 'Credit Talk' started by WeatherNLU, Apr 16, 2003.

  1. WeatherNLU

    WeatherNLU Well-Known Member

    Re: Quantum

    Amy......thanks.

    Yeah, I am not sure what TU's deal is, but my CR's are exactly the same, I made sure of that. TU scores just always lagged. What amount were you approved for from them on the Platinum Plus? Also, how long would I have to wait to transfer it to the Quantum?

    I want something with rewards, if possible.
     
  2. Amy B

    Amy B Well-Known Member

    Re: Quantum

    7500 plat plus with a crappy TU score. I was impressed in a way.
    They didn't tell me I had to wait on quantum.....if we do what marci says we could apply for the loc and see if they'll combine. :)
     
  3. WeatherNLU

    WeatherNLU Well-Known Member

    Re: Quantum

    So you immediately went to the Quantum, or you still have the PP? I am just wondering if it's the same if I do the offer I got from my bank (Regions), or if I should just do a straight MBNA PP app. Do they have instant approval?
     
  4. Amy B

    Amy B Well-Known Member

    Re: Quantum

    They have instant approval if you call this number to apply, 800437-0180. Actually I haven't gotten my PP yet, and after reading marci's post I applied for the loc and got that too. Then I'll try to combine them.

    The amusing thing is when they said I got 7500 on my pp they wouldn't raise it for anything, yet they'll give me "other" credit. Hmmm...must be because I got that 7.9 offer in the mail. Can't be because of my HIGH tu score....go figure.

    btw, they get one of two answers, denied or referred. Referred means you have to call that 800 number and ask for a credit analyst with your ref. number, and I am unsure why they make you go through that hoop if you are approved. They didn't ask me anything specific really. Beware, if you don't like your TU score they'll pull a hard exp. Which was kind of pointless considering he said I was already approved for the 7500cl with TU inq. FYI
     

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