Dispute debt 02

Discussion in 'Sample Letters' started by pbm, Aug 31, 2001.

  1. pbm

    pbm Administrator

    This is a letter to dispute a debt with a collection agency or credit bureau. Send as certified mail, return receipt requested.

    «Your Name»
    «City», «State» «Zip»

    «City», «State» «Zip»


    Dear Sir/Madame:

    I am writing in response to your letter dated <insert date> [copy enclosed]. This is the first letter I have received from you on this matter.

    I do not believe that I owe what you claim I owe, and I request that you please do the following:
    1. Tell me what this money that you say I owe is for.
    2. Show me how you calculated what you say I owe.
    3. Give me copies of any papers that show I agreed to pay what you say I owe.
    4. Show me that you are licensed in my state, and give me your license number.
    5. Stop contacting me about this or any other matter you have, except to provide me with proof that I owe what you say I owe.
    I demand that you also send a copy of this dispute to the company that you say I owe money to, so that they do not report this on my credit report.

    I further demand that if you have reported me to a credit reporting company, you tell them that I do not agree with this debt.


    «Your Name»
    «Your SSN»

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