Earlier this month I disputed that AMEX was reporting a paid collection as not paid/open. I paid this debt in full in August of 2001. Well, this is was I got back from Experian: Outcome: Updated Status: Paid/Collection Account Status Details: This item was verified and updated on 8-2004 Date Opened: 10/2000 Type: Revolving Credit Limit/Original Amount: $1441 Reported Since:8/2004 Terms: 1 Month High Balance: $18667 Date of Status: 8/2004 Monthly Payment: $0 Recent Balance: N/A Last Reported 8/2004 Responsibility: Individual Recent Payment: N/A Creditorâ??s statement: Account Closed at Credit Grantorâ??s Request Account History: Collection as of 8/2004 The Account History is was is bothering me. Iâ??ve looked through all the letterâ??s but canâ??t find one that I would send to the OC disputing the reported information/wrong date. Q1 â?? Should I dispute with Amex now? If so, I'm a little confused about which letter I should use. OR Q2 â?? Should I just add a personal statement? Any advise would be greatly appreciated. Lynn
