Dispute notation on credit report

Discussion in 'Credit Talk' started by txstep, Mar 27, 2002.

  1. txstep

    txstep Well-Known Member

    Where does it say that a collection agency must report an account as "in dispute" after they have received a validation request from the consumer? I can't find it in the FDCPA.
     
  2. tmitchell

    tmitchell Well-Known Member

    It's in the FCRA
     
  3. txstep

    txstep Well-Known Member

    but that does not apply to collection agencies, does it?
     
  4. txstep

    txstep Well-Known Member

    OK...nevermind. I was confused. All this time I thought the FCRA only applied to the CRAs. I didn't know it had information in it that applied to the collection agencies.

    So the section I was looking for is 623 of the FCRA.
     

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