/ Register

Dispute online or by mail?

Discussion in 'Credit Talk' started by Clouis, Mar 15, 2003.

  1. Mar 15, 2003 #1
    Clouis

    Clouis Active Member

    Is it better to dispute items online or by mail? Also how much time should lapse before you try to dispute items again?
     
  3. Mar 15, 2003 #2
    Brad J

    Brad J Well-Known Member

    Either will work. I tend to prefer my mail so as to have a certified letter, return receipt etc, basically a paper trail. Although some here have had success going the way of on-line disputes and selecting "other" to get a real person to review it.
     
  4. Mar 15, 2003 #3
    GEORGE

    GEORGE Well-Known Member

    IT DEPENDS!!!

    EQUIFAX (ON-LINE) only gives you 3 choices...

    "THIS ACCOUNT IS CLOSED"
    "NOT MINE (THIS ACCOUNT DOES NOT BELONG TO ME)"
    "INCORRECT BALANCE"

    If you wanted to dispute a LATE...NONE APPLY!!!

    If you have account that says "UNKNOWN" and it should be "AUTHORIZED USER"...NONE APPLY!!!
     
  5. Mar 15, 2003 #4
    DISPUTER

    DISPUTER Well-Known Member

    George, I have always had the option of never late on EQ.
     
  6. Mar 15, 2003 #5
    luckymom

    luckymom Well-Known Member

    I prefer to dispute what I can online, because I can be sure it "got there" and save on stamps and such. Its really does depend on what you like and how serious the TL you are dealing with is.
     
  7. Mar 15, 2003 #6
    GEORGE

    GEORGE Well-Known Member

    Re: Re: Dispute online or by mail?

    I guess you have to have HAD a "LATE" on your report for that to show up...
     
  8. Mar 16, 2003 #7
    DISPUTER

    DISPUTER Well-Known Member

    Re: Re: Dispute online or by mail?

    YEP....I Had lots of "LATES".
     

Share This Page