Dispute or leave alone - Citibank

Discussion in 'Credit Talk' started by Shirley, Aug 1, 2001.

  1. Shirley

    Shirley Well-Known Member

    I have a Gulf State - Citibank derog on all three of my reports.

    It's the only item at all on my Equifax report and the DLA is 12/94.

    On Experian it is listed under Accounts in Good Standing as Transferred. Under Original Creditor it says SOLD COLLINS FINANCIAL 12/2/99. I still am not sure if Collins sold to Gulf or Gulf sold to Collins. It says:This account will continue on record until 12/2001. There are 2 hard inquiries from Gulf on this report from 12/99 and 10/99. Nothing since.

    The TU report that I got from worthknowing.com lists the item as having a Balance date of 7/1/99.

    Should I let sleeping dogs lie for now and deal with it after December when it falls off the other 2 reports or should I dispute this with TU?

    I have never ever heard from Gulf State on this matter at all. (I know. I'm lucky)


    GEORGE Well-Known Member

    If you are not going for a mortgage...just "HOLD TIGHT" till 01/2002...

    If they do any more "HARD" inquires after 01/2002 dispute them as "you didn't apply for credit with that company"...
  3. Shirley

    Shirley Well-Known Member

    Thanks George.

Share This Page