I sent off 11 letters today on behalf of my g-friend. She's holding me down in trying to buy a home but we'll get there. Anyway, is it a wise practice to dispute online after I have sent the OCs/CAs validation/nutcase letters? If so, should I dispute all or a few in fear of being labeled frivolous? As always, your help is appreciated.
Unless you are in a hurry try the OC's first. Many of them might give a goodwill adjustment if you ask nicely first. Give them a chance first. If that doesn't work, then dispute.
