I do most of my disputes online. I have a friend that hand writes every dispute. What is the difference between handwriting and a typed letter? He says he read that handwriting helps.
Disputer, I've read that before as well. Some people think so because it appears that you aren't repairing or on a mission or something. When they are received, it looks more like a one-time, please help me, request. There's no requirement one way or the other, it's just the perception you are creating by whoever is getting your dispute. Sassy