I disputed an account which is beyond the 7 year status (by one month). Ex deleted, TU is still pending and EQ sent the following: This item is UNVERIFIABLE. Once an acct has been opened, the acct may appear ont he credit file for 7 or 10 years from the date of last activity. How can they keep something on your report that is "unverifiable"? I am going to send a "procedural request". This statement raises my eyebrows. Any ideas???