Well my first round of disputes are in! Equifax: 3 of 5 Items Deleted including a judgement, net result 33 point LOSS on FICO! See my NAME does fit! Experian: 3 of 5 Items Deleted Trans Union: 2 of 5 Items Deleted. Also 1 reaged collection verified, now I have 1 violation =) $1000 for me. All disputes were performed online. Each of my reports has about 10 derogs so I disputed half of them. I am getting ready to do a second round.
I disputed all previous addresses off my report. It was pretty easy becuase they were over 5 years old. After they were gone I disputed the judgement. They have to verify two of three items. Name Address (no previous addy to compare against) Soc Sec Num (most judgements do not contain this)
