I sent in Disputes (about a utility bill from 6 1/2 years back) to the CRAs about 10 days ago and got my return reciept cards back. I also got a reply from TU acknowledging reciept of my dispute. I am thinking of validation to the CA. Should I bother to send Validation before the CRAs come back with their dispute results? Does it create any problems if the CA replies to CRA and then gets this validation letter from me?