disputed as "not mine"--not the

Discussion in 'Credit Talk' started by denise1020, Apr 4, 2003.

  1. denise1020

    denise1020 Well-Known Member

    result I was looking for. I disputed a tradeline with transunion from a PDI man services (really thought that it wasn't mine-never heard of them). It was showing an installment account (those are auto accounts, right)I never had an installment account with PDI (a collection agency). It shows an open date of 10/2001 with a status as of 9-2002 as "collection account". When it came back verified, it said the original creditor was KeyBank. Keep in mind, I put my Keybank account when it was still with Keybank in my chapter 7 bankruptcy in May 2000. Now it comes back as verified in included in Bankruptcy, but I see it as that means it was reaged to 9-2002. I put this account in my bank back in 2000. DLA was 5-1998. What should my next step be?

    1. Keybank sold my bankruptcy account to a collection agency after my discharge.

    2. They are from what I see are reaging my account

    3. Isn't this some type of violation?

    Can someone please help?
     
  2. chipper

    chipper Well-Known Member

    Not sure if this will help, but I had PDI Man put a $1600 charge-off/installment acct on my TU in 9-02. It's because they say I broke my apartment lease in 8-02. I'm currently disputing as not mine, so I will let you know.
     
  3. catleg

    catleg Well-Known Member

    Maybe a quick call to your BK attorney would be in order. Sounds like a simple letter either from you or atty should fix this. No way CA should be reporting this. A lot of my "included in BK" credit card accts show up as "sold to" on my experian report but none of those ca's ever contacted me or reported a tradeline.
     

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