Disputes=Lower FICO?!

Discussion in 'Credit Talk' started by benkind, Aug 5, 2001.

  1. benkind

    benkind Well-Known Member

    My June 5, 2001 Equifax score was an atrocious 504. I currently have 4 accounts in dispute through Lex and now my score is 489!

    But wait. I did apply for a Cap 1 card (got denied) about a week ago...maybe that did it--but 15 points?!

    Funny thing is it doesn't show up as an inquiry on the report I printed August 4, 2001.

    I sure hope some of these disputes add up to some deletes!
     
  2. OtherTerri

    OtherTerri Well-Known Member

    I disputed with TU, had 4 tax liens removed and one charge off was changed to "account with no negative effect", not rated status.

    My score went from 499 to 466!!!
     

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