I has a conversation with a rep at one of my BK accounts. He told me something that does make sense. I tried verifying my account with his company and they did not respond. He told me that by BK law, his company could not verify or correspond with me in any way, shape, or form since my account with them was included in BK. Even the conversation by phone was prohibited. He was nice enough. I maintained my composure, thanked him and thought long and hard about what he said. How can one dispute with these accounts. Even if they don't respond, one can't sue them for following the BK law. Any ideas?
After a BK is discharged, the OC cannot voluntarily contact to you about them, by law; They can respond to your request regarding the account though, but you have to initiate the request for whatever reasons. And they can talk to a CRA about them and if you dispute a TL.
After a BK is discharged, the OC cannot voluntarily contact to you about them, by law; They can respond to your request regarding the account though, but you have to initiate the request for whatever reasons. And they can talk to a CRA about them and if you dispute a TL.
Tonyd, Sounds reasonable to you and I but I'm trying to have these deleted and am wondering if it would stand up in court; by that I mean whether I could sue them for FCRA violations for not verifying information to me, such as type of account, account numbers, and the like. I don't think a judge would side with me, being a dead-beat, BK advocate, or the like. I think I'm screwed. I'm wondering if anyone has had to take their same problem to court. My problem is the 11 BK accounts on my EXP report, none of which they will delete, try as I may. I've had Eq and TU delete some. Guess I'll keep trying to dispute through the CRAs and PRAY! Thanks for your input.
