Disputing Charge-offs

Discussion in 'Credit Talk' started by Jim, May 4, 2000.

  1. Jim

    Jim Well-Known Member

    My concern is charge-offs (approx. seven accounts) that continue to report a significant balance past due, depsite the fact the the debts were discharged with Chap 7 Bankruptcy in 1992. Am I able to dispute the charge-offs as inaccurate or as discharged? If so, will this change my credit score in any way, or must I just wait a few years and let them drop off?
    Is there any chance that disputes on such old accounts be ignored by my former creditors, thereby being removed by the Big-3?

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