disputing EQ inquiries-works?

Discussion in 'Credit Talk' started by DanS, Feb 9, 2004.

  1. DanS

    DanS Well-Known Member

    I've read about others calling EQ and getting inquiries deleted. Ran up a bunch of inquiries while shopping for mortgage, thought I'd give it a try.

    So they were ver nice about disputing all the inquiries I asked them to do - nine of 'em.

    What are the odds they'll get deleted? Since it's a dispute, I expect a lot of them will come back verified. What luck has anyone else had with this process?
     
  2. Denny

    Denny Well-Known Member

    They were good to me.

    Good luck,
    Denny
     
  3. DanS

    DanS Well-Known Member

    So, tell me a bit more about the process. Did they get deleted after some period of time, immediately, or ??

    And all of them, some?
     
  4. jlynn

    jlynn Well-Known Member

    I disputed 10 in writing all gone bye bye.

    I love instant gratification vs. patience with B
     
  5. Denny

    Denny Well-Known Member

    They were gone over the phone at the same time. I had two of them.

    Good luck,
    Denny
     
  6. DanS

    DanS Well-Known Member

    Wow, they appear to be all gone, 'cept one. She couldn't "find" the name, guess I have to do this again 'til we get it right.

    I've been pulling my report twice a day when all I had to do was make a phone call.. schhwwweeet!
     
  7. Denny

    Denny Well-Known Member

    Re: Re: disputing EQ inquiries-works?

    Experian and TransUnion are different story :( .. It is very hard or impossible to get inquiries off over the phone .. Neither in writing ..

    Denny
     
  8. DanS

    DanS Well-Known Member

    Re: Re: disputing EQ inquiries-works?

    Yes, EXP has many inquiries. Haven't effected my score yet, seems they really do group mortgage related pulls together as one.

    Amazingly, my EQ score *dropped* 10 points when the inquiries were cleared. Weird.
     
  9. Smart2L8

    Smart2L8 Member

    "Experian and TransUnion are different story :( .. It is very hard or impossible to get inquiries off over the phone .. Neither in writing .."

    I've been able to easily delete inquiries from EQ and had no luck at all with EX and TU.

    My wife, on the other hand, sent one letter to TU and they deleted ALL inquiries, hard and soft, from her file!

    Go figure...
     
  10. DanS

    DanS Well-Known Member

    Re: Re: disputing EQ inquiries-work

    There's a very simple explanation. Your wife is always right.
     

Share This Page