disputed an item on experian and they state remains but show no verified date on my credit report. I just disputed again cause of this. anyone else ever have this with experian???
Here is something I found to be unsual. When I dispute a tradeline and it remains, the last date reported updates. However, on one particular account it says verified 03-2002 but the last date reported is 10/2001. I think experian did not actually verify.
i dont know what is going on. this is the second time they stated a tradeline remains but do not have the verification date on the report... this seems strange
I am looking online at my investigation, and I too have "Remains" on a tradeline that was supposed to have been deleted by the CA, I even have his letter in hand stating that he is requesting deletion and it *was* deleted from Equifax. I see another tradeline that says "Updated" but it is not gone - and I know that this is supposed to be gone, again because I spoke and have written verification from the creditor. This is really weird. I feel like punching my monitor, because these were the two that I wasn't supposed to have - any- problems - with....
okay checked experian today and there are 4 collections that i disputed after i sent each a validation. now the cra reported remains but does not give the date verified... i know on several others that they say were verified they have the date item was verified... Any thoughts on this... i just re disputed again so we will see, but now have to wait another 30 days and that not right...
Make a list of what's right with the CRAs and another list of what's wrong with them. TIPo the what's right list first because if you try to do the what's wrong list first you will never have time to do the what's right list:
??I am beginning to repair my credit what the first steps for that process........validation.....dispute.....cease and desist? Where should I start so that all the right steps are taken? tamhenus@yahoo.com
well i disputed these collections as well as others and when i checked online they said remains but on the report were it usually says verified with the date theres nothing there that says verified and the date.
Like I said, can you give us more information on your situation? For example: Are you talking about collection accounts? Are they paid, unpaid? Are you talking about charge-offs? Paid charge-offs/unpaid charge-offs? What state do you live in? Which particular CRA are any of these accounts on? Or are they on all 3 CRA's?
I have not actually received my report (in the process). I have been reading and trying to prepare for the correct steps to take.
Unless you can give us a specific situation, I suggest you continue to read up on the board. Once you get your reports, we can help you out with whatever questions you may have.
