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Disputing Late Pays

Discussion in 'Credit Talk' started by jsummers, Jul 21, 2003.

  1. Jul 21, 2003 #1
    jsummers

    jsummers Well-Known Member

    How would one go about disputing late pays with the OC, it is involving Late pays from 1999 on a Bank One account. They have validated it twice when disputed through the CRA's.

    Should I just draw up a normal dispute letter, and use the whole. FCRA thing about reporting false or inaccurate information..

    Also what does the OC, have to provide as validation for a late pay..

    I tried to do a search but couldnt find anything..

    Thanks for the help everyone
     
  3. Jul 21, 2003 #2
    lbrown59

    lbrown59 Well-Known Member

    Make them prove it was paid on the day they claim
     
  4. Jul 21, 2003 #3
    jsummers

    jsummers Well-Known Member

    What type of proof would be required by the FCRA.. the cashed checks,... See that is the part I am fuzzy on.. I mean heck, they can just print screen on my account, payment history and send that.. I want to be specific in my letter.. So I dont have to send multiple ones, when it can all be said in one..
     
  5. Jul 25, 2003 #4
    lbrown59

    lbrown59 Well-Known Member

    What type of proof would be required by the FCRA..
    1*the cashed checks,... See that is the part I am fuzzy on.. I mean heck, they can just print screen on my account, payment history and send that..
    2*I want to be specific in my letter.. So I don't have to send multiple ones, when it can all be said in one..
    jsummers
    ========
    **********************
    1*Nothing less !
    2*Tell them you want the original check(s)




    THE END ** *** ** LB 59
    """""""""```~~~```'"""""""""
     

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