Anyone have a sample letter for disputing Old Addresses that I could use as a jumping off point? Should I just use one of the letters already listed on here? Thanks, J.W.
if you don't do it on line, then: 1) get a copy of your credit report from the CRA 2) find the address(es) that you dispute 3) send them a letter saying that address (CRA # followed by the address) is incorrect because you have never lived at that address. 4) send your letter 5) and then don't expect much to happen
Nothing will happen. Tried it myself. CRA responses: Addresses are "historical data" as reported by "Public Information", and creditors' information. Hell, they still have my address on there from where I lived 22 years ago, and since 1985 all the subsequent addresses. And I live where I live now for 5 years.