Make 'em prove it That's simple. Make them prove they are the sole owner of the debt and that no other person company or other entity has any right, title or interest in the debt. Send the same letter to the original creditor too. Don't tell either of them about the other getting a copy of the same letter. If the original creditor and the collection agency both reply that they own it, somebody has to be lying, don't they? Lots of interesting things can pop out of that one. Be sure you demand their answer in a 30 day time period. The above is just a small part of the way I go after them, but they invariable goof it up and then it's crying time. Bill Bauer
I'm going to try that as well I will write 2 letters demanding that they prove that this account is in fact mine. So really I'm disputing the account as "not mine"......well no actually I'm sending a validation letter. Right???
