i have 5 late payments on my credit report from one company but i have never been late. i got a payment history from them and they say i was late only 2 times. which on of those have been dropped. because i showed proof that i wasnt late. but there is one more from last year and they say i have to show proof that i wasnt late. but i dont have proof of that because i paid by money order and it was soooo long ago. but i know that i have never been late. how can i handle this last late payment.