Should I use the dispute letters I see here or can I use the forms that come with your CR's? Is it Ok to dispute online when available? Which seems to get best results?
IF you're saying "not mine" you can just use their forms. I normally type my own letters because I want things in my own words but if you're just doing a couple of disputes you can use their form Make a copy of the dispute and send it certified, return receipt requested. YOu always want proof of when they recieved your disputes so you know when the 30 day clock began.
