I have a negative line of my report that clearly states the DLA was 12/95. Should I dispute it? Or leave it alone. The mortgage guy I've been talking to told me to leave it alone because he knows it should be gone. What's the advice from the experts on this website? thanks!
Okay, I'm not even close to an expert on this site, and I hope they (the experts!) jump all over me if I'm wrong... but from what I've read here, you should dispute it as obsolete. It's negative and affecting your credit, so get rid of it!
Re: Re: DLA 12/95-should I dispute Someone looking over your report may be able to ignore it, but I would not trust FICO to ignore it. It's possible that the impact, based on DOLA, is very low, but I would not *count* on anyone or any score ignoring it. Best bet is to delete it.
Re: Re: Re: DLA 12/95-should I dispute Right _________ ___________They have been screwing quetta with it for over 7 years so why would they stop now? THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""''' g q
Re: Re: Re: DLA 12/95-should I dispute Personally, I would leave it alone... it will fall off sometime this month or early next. If you dispute it now you risk waking a sleeping giant. If its still on there after 12/1, then I'd call and ask why it is still there...
Re: Re: Re: Re: DLA 12/95-should I dispute Kit, the dola was 12/95. It should have been gone 11 months ago. Also, the chances are that this is past the sol, being as old as it is. I personally would disute it as obsolete and advise them they are a year overdue and you want it deleted.
Re: Re: Re: Re: DLA 12/95-should I dispute Do you see the same date in all the 3 reports. I disputed a 6 year old item, then they reaged it. If you want to get it out right away, dispute it otherwise leave it alone.
Re: Re: Re: Re: Re: DLA 12/95-should I dispute But this item is way way past 7 years old which is well beyond the legal reporting period . The TL is being reported illegally and is a violation.
Re: Re: Re: Re: Re: DLA 12/95-should I dispute LKH... your right. (again). Funny, not too long ago I was counting down those seven years religiously.
Re: Re: Re: Re: Re: DLA 12/95-should I dispute Seems the information is only on my Experian credit report. I'm thinking of waiting until about 12/5 then disputing the information. what do you all think??
