i am looking at my tu report. it does not really give a dla, just placed..... status as of..... and updated???/. so i guess i assumed the "status as of" is the date of last activity.
NOT TRUE!!! Status as of... is not the DLA. According to Equifax, the DLA on one of my accounts makes it fall off 2 years before the "status as of..." date on TU. I would go by Equifax if you don't have your own records.
The more I look at the TU the more I think the date closed is the DLA (if closed) and the date placed is the DLA if open.
