I applied for the Direct Merchants Bank Reserve Line account that was listed in my worthknowing report. I already have a DMB MasterCard. I did the online app on Monday, and got an email on Tuesday pm saying I would receive a letter in 7-10 days (uh oh...). Haven't gotten anything yet, so I called. Was given another number, the rep there says it's still being processed. This is going to sound bad, but I only need this account because I'm doing a lot of stuff to my house, and don't want to keep doing balance transfers and paying fees on my current cards. The company that's doing my landscaping doesn't take credit cards. This account supposedly has no transaction fee if you use their checks. OK, here are the questions: 1. Will DMB let you have more than one account? 2. Does anyone have the Reserve Line account or applied for it? What was the result? How long did it take for you to receive a response? 3. Any other companies come to mind that works like this (no fees for checks)? 4. Etc... Thanks all!