I dunno, they just gave me a 6 month 3.99 BT offer with a 9.99 go to. With an 8,000 CL, I'm keeping mine for the ratio even if they do something off the wall. I can always pay it off and let it sit. My regular rate is 11.24%, but I always get good promo deals so I haven't tried to get it lower. Rina, I think you're in good shape to negotiate something better
Breeze, I'll keep it open for the sake of the 11.7k CL, too. But they can forget about making new $$ off me. My balance has been steadily decreasing for over 1 year, & once paid off, I'll only charge to get the 30-day float. That's the only worth I can detect to this card now.
WOOHOO!!! Juniper emailed me yesterday, but I didn't read my email till today. My online app was approved for $5,500 @ 1.9% fixed till 09/08/02. Thanks to all who gave me the heads up about Juniper! On my way home I'm gonna call DMB Retention to ask for a lower APR, and use the Juniper offer to negotiate. I'm still gonna payoff DMB @ the end of this month & transfer my $1100 Chase balance (9.9%) to Juniper. I was so close to calling Juniper to cancel the app when I wasn't instantly approved! Good thing I waited. The CSR was very pleasant, well-spoken, sort of like the girl in the AMEX commercial.
