dmb raised my rates from 14.9 to 19,9 for purchases and 25.9 for cash advances.I have had this account for 2 years and i have never been late or over the limit.When i e-mailed them all they said was they review accounts evry now and then and make ajustments.So i called them and they told me i had a variable rate thats why.Thats a big rate hike dont you think
You may try retention, just call customer service and tell them you want to close account. They put me over to another dept that offered me 0% for 6 mos. not to close acct. I guess they could always close your acct so make sure it is worth the risk. I closed acct anyway.